Rule #4 - Understand the 4Cs
Before buying a loose diamond, be sure to research the 4 C’s of diamonds to get a better understanding of how diamonds are valued. Color refers to the diamond’s appearance and ranges from D (colorless) to Z (light yellow). More color in a diamond can impede the “fire” of the diamond, or the prismatic effect of flashing colors as light passes through the stone. Another “C” is clarity, which describes the tiny imperfections, known as inclusions, that every diamond has. The fewer of these clarity characteristics a diamond has, the higher quality it is. The third “C”, carat, represents the weight of the diamond, with 1 carat equaling around 0.2 grams or 0.007 ounces. Finally, the cut of a diamond determines its shape, symmetry, and light reflection. Before buying a loose diamond, be sure to prioritize which of these C’s are the most important to you, so you know where to make concessions in order to stay on budget.